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New vs. Used Pontoon Boat: A Buyer’s Guide for First-Time and Returning Buyers

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Jay Zhee
Jay Zhee

Introduction

Buying a pontoon boat is an exciting decision, but one big question looms for many U.S. buyers:
Should you buy a brand-new pontoon or save money with a used pontoon and refurbish it?

Both options have their merits.
New pontoons offer turn-key convenience and the latest features, while used pontoons can be budget-friendly and highly customizable through refurbishment.

In this guide, we’ll compare:

  • Average costs of new vs. used pontoon boats (including refurbishment costs)
  • Ongoing maintenance requirements and cost considerations
  • Customization potential, focusing on used pontoons offering more flexibility
  • Pros and cons of each option
  • Buyer recommendations based on budget vs. convenience needs

By the end, you’ll have a clear recommendation based on your priorities. Let’s dive in!

New Pontoon Boat
A modern pontoon boat with comfortable seating and a bimini top.


Cost Comparison: New vs. Used Pontoon Boats

New Pontoon Boat Costs

A basic 20-foot new pontoon with a modest engine (around 60 HP) and standard features costs about $18,000–$22,000.

Larger or luxury models (e.g., a 25-foot pontoon with high horsepower and premium amenities) can range from $40,000 to $70,000+, with some high-end models exceeding $100,000.

Used Pontoon Boat Costs

A comparable 20-foot used pontoon (a few years old) might sell for $12,000–$18,000, depending on condition and features.

Since pontoons depreciate about 10% per year, a four-year-old pontoon might cost roughly 20% less than new, while a 10-year-old pontoon could be 35%+ cheaper.

Refurbishment Costs

If you buy a pre-owned pontoon that needs work, here are typical upgrade costs:

  • Minor refresh: $500–$2,000 (cleaning, new carpet, minor repairs)
  • Moderate refurb: $3,000–$5,000 (new flooring, upholstery, electrical work)
  • Full refurbishment: $5,000–$10,000+ (deck replacement, all-new furniture, engine upgrades)

For example, one owner spent $10,000 restoring a $5,000 pontoon, replacing flooring, seating, and adding premium features.

Total Cost Considerations

If you buy a used pontoon and refurbish it, you may still spend less than a new one. However, if major repairs arise (like an engine replacement), costs can add up.
Always calculate purchase + refurbishment costs and compare to a new boat’s price before deciding.


Maintenance Costs and Considerations

New Pontoon Maintenance

New pontoons require minimal maintenance early on, with costs averaging 2% of the boat’s value per year.
For a $30,000 pontoon, expect to spend $600 annually on routine upkeep like:

  • Engine oil changes
  • Fuel system checks
  • Upholstery and flooring care
  • Cleaning and winterization

Used Pontoon Maintenance

Used pontoons can require more frequent repairs, with maintenance averaging 10% of the boat’s value annually.
For a $15,000 used pontoon, that means around $1,500 per year, accounting for:

  • Unexpected repairs (steering cables, fuel system fixes, etc.)
  • More frequent upholstery replacements
  • Catching up on previous owner’s deferred maintenance

If you buy used, budget extra for unexpected maintenance costs.


Customization and Upgrades: New vs. Used

New Pontoon Customization

When ordering a new pontoon, manufacturers offer factory-installed upgrades like:

  • Premium sound systems ($1,500+)
  • Luxury seating layouts
  • Ski tow bars, LED lighting, and performance packages

However, you’re limited to the manufacturer’s options, and post-purchase modifications can be difficult or costly.

Used Pontoon Customization

With a used pontoon, customization is nearly limitless, allowing you to:

  • Install aftermarket sound systems, lighting, or furniture
  • Choose marine flooring (vinyl, woven mats, etc.)
  • Modify seating layouts and accessories

Many boaters enjoy upgrading their used pontoons gradually, making it the perfect choice for DIY enthusiasts.

Refurbished Pontoon
A refurbished pontoon interior with upgraded flooring and seating.


Pros and Cons of Each Option

| Factor | New Pontoon | Used Pontoon (Refurbished) | | ----------------- | ------------------------------- | -------------------------------------- | | Cost | Higher upfront ($18k–$70k) | Lower upfront ($8k–$20k) + refurb cost | | Maintenance | Low early on, warranty coverage | Higher, unexpected repairs possible | | Customization | Limited to factory options | Fully customizable | | Depreciation | Loses ~10% per year | Slower depreciation | | Reliability | Warranties, fewer breakdowns | May need repairs, no warranty | | Availability | May require factory order | Available immediately |


Conclusion

Choosing between a new or used pontoon depends on your priorities:

  • If budget is keyGo used and refurbish it
  • If convenience is keyBuy new for warranty and peace of mind
  • If you want the best dealFind a lightly used pontoon

Either way, pontoons offer years of enjoyment on the water—the key is finding the right one for your needs!

Keywords: Pontoon boat buying guide, new vs used pontoon, pontoon refurbishment, pontoon maintenance, used pontoon costs, new pontoon costs, pontoon boat upgrades, pontoon customization.


Have questions about buying a pontoon? Drop a comment below!